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Business Insurance

Business Insurance

Starting your own business is a serious investment. It’s not only your money, but your time as well. Your entire income depends on your business. That’s why it’s wise to have business insurance for your business.

Business insurance protects you and your company assets from various risks. This can include destruction of property, liability and other business risks. Anyone who has a business should have insurance coverage. It doesn’t matter if it’s a small business from home or a business in its own building – you need insurance. Your personal insurance is not sufficient for a business.


The type of business insurance you need depends on the nature of your company. General liability is for protection against claims that someone was hurt on your property. Product risk insurance covers claims of a defective product causing harm. Commercial property coverage is for your business location. A commercial auto policy insures owned and leased vehicles that you and your employees may use in the course of business. Malpractice insurance is for when someone files a claim of negligence against you.

Having business insurance is a smart move for any business owner. It can help keep your business afloat and protect your personal assets during challenging times.